You are so right. Schools and parents emphasize the importance of getting good grades, getting into a good college and finally getting a great job that pays well an has benefits. But, we fail to teach them anything about how to manage their money. Most young people start off their adult lives living beyond their means because they were never taught about delayed gratification and consequences. Our society has made it so easy to borrow money that most of these young adults think that this is the way to the american dream. I think parents and the school system are doing these kids a injustice by not providing them with the very basic knowledge of money they will need to survie.