They don't get it, the system is the problem and not fixing the system will only lead to more problems and more collapses in the economy, here and abroad. Encouraging debt and credit in an economy that is collapsing because of it doesn't make any sense at all. Consumers have stagnent jobs, stagnent and declining wages, and no money to spend is the problem. We consumers are the backbone of the whole system and we are tired of being abused by it. If consumers can't by with cash and companies don't use their profits wisely they can't be solvent. Where are all their profits going if not back in to the business? To their investors first? Operating a business means it has fixed overhead such as wages, utilities, rent, etc., and if they can't meet their fixed overhead without borrowing, how can they expect to stay in business? It seems more of a problem with business mind set than a consumer stay in debt problem. The financial industry it trying to recover its losses with responsible debts and credit, as it should. Now the Bush Cartel is hammering them to keep doing what has caused the economic crisis.